Mowry Public Adjusting Provides Thorough and Professional Insurance Claim Representation:
Before filing an insurance claim in Arizona, reach out to Mowry Public Adjusting for a free claim review. As experienced public insurance adjusters, we specialize in navigating the complexities of the claims process to ensure you receive the maximum settlement. Our team includes industry experts who are brought in as needed to provide professional assessments and support. We are committed to advocating for your best interests and securing the insurance recovery you deserve to restore your property.
Our Team of Professionals Includes:
- Contractors
- Architects
- Engineers
- Estimators
- Attorneys
- Real Estate Professionals
- Appraisers
Our Process: What to Expect from Mowry Public Adjusting
Policy Review
As public insurance adjusters, we have the expertise to thoroughly review your policy, ensuring compliance with its many requirements while identifying the best strategy for moving forward.
Claim Management Strategy
We will ensure that all damages are accounted for so that you get the maximum recovery possible for your insurance claim.
Claim Documentation
In order to substantiate the damages to your property, we will fully document the extent of the damages for your claim.
Claim Review
Mowry Public Adjusting will thoroughly evaluate all estimates to ensure that every damage is properly documented and accounted for throughout our claim review process.
Calculate Additional Living Expenses (ALE)
In addition to ensuring your claim fully covers the damage to your property, we understand the significance of being compensated for the time you were unable to use it. We will calculate your Additional Living Expenses (ALE) and make sure this factor is properly considered in your claim to ensure you receive the compensation you deserve.
Claim Submission
Mowry Public Adjusting will carefully compile and present your itemized claim package to your insurer, ensuring that each detail is organized and clearly outlined in the proper format. We will meticulously document and categorize all damages, repairs, and associated costs, providing a comprehensive and professional presentation that meets the insurance company’s requirements. Our goal is to facilitate a smooth claims process and ensure that no aspect of your claim is overlooked or underrepresented, giving you the best chance for a fair and accurate settlement.
Representation
At Mowry, we stand by you throughout every step of the insurance claim process. We will serve as your dedicated advocate during all inspections and meetings with the insurance company, ensuring your interests are fully always represented.
Negotiation & Settlement
Our goal is to help you move forward from the damages you've experienced by securing the full compensation you deserve. Our team will work directly with your insurance company, representing only your best interests, to negotiate and pursue the maximum possible settlement for your claim.
No Recovery, No Fee Public Adjusting
At Mowry Public Adjusting, we aim to eliminate the uncertainty of hiring a public adjuster. That’s why we offer a “no recovery, no pay” service. If we don’t secure additional compensation for your claim, you don’t owe us anything. Mowry Public Adjusting provides a risk-free service, always representing your interests—not those of large insurance companies. We work directly with insurers to ensure you receive the fair claim settlement you deserve.
Types of Losses We Handle
When disaster strikes, it’s not just about having the right insurance — it’s about ensuring you receive the fair compensation you’re entitled to. Working with a trusted public adjuster who advocates on your behalf can make all the difference in getting the settlement you deserve. At Mowry Public Adjusting, we are dedicated to maximizing your insurance claim, helping you move forward after any damage occurs. If you’ve been affected by any of the following, we’re here to fight for you:
Building Insurance Claims
Building insurance can cover various types of physical damage to the structure of your property, from fire and water damage to natural disasters and accidents. If something unfortunate happens to your building, we understand how overwhelming the insurance process can be. At Mowry Public Adjusting, we are here to guide you every step of the way.
Our team will thoroughly assess the damage, document all necessary details, and collaborate with your insurance company to ensure that every aspect of your claim is addressed. We’ll advocate on your behalf, fighting for the compensation you deserve, and work to secure a fair settlement. Our goal is to make the process as smooth as possible so that you can get back to normal and move forward without added stress.
Water Damage
Water damage never occurs at a convenient time, but we’re here to guide you through the process. When water damage strikes, it often leads to substantial costs, including extraction, cleanup, water contamination, repairs, and more. Water contamination can introduce harmful pathogens or pollutants into your property, creating additional health and safety concerns.
At Mowry Public Adjusting, we are committed to ensuring your insurance claim fully accounts for all aspects of the damage, including contamination cleanup and any other related issues. We’ll work closely with your insurance company to make sure your claim is thorough and fair, so you don’t have to bear the financial burden of water damage. Our team will help you navigate the complexities of the process, ensuring you receive the compensation necessary to restore your property and peace of mind.
Storm Damage
Storms are unpredictable, and no amount of preparation can always guarantee protection from the damage they cause. At Mowry Public Adjusting, based in Arizona, we have a wealth of experience dealing with the aftermath of extreme weather events. From high winds and hail to intense rainfall, we know how these conditions can take a toll on your property.
If your property has been damaged by a storm in Arizona, we’re here to help you navigate the claims process and ensure you get the full compensation you deserve. Our team will thoroughly assess the damage, work closely with your insurance company, and advocate for your best interests to maximize your claim. Let us help you recover quickly and efficiently, so you can move forward with peace of mind.
Fire Damage
After a fire, the road to recovery can be long and difficult, especially when there are multiple types of damage to address. In addition to the direct fire damage, smoke can linger, affecting the air quality and leaving a lasting residue on walls, furniture, and personal items. Water used by the fire department to extinguish the flames can also cause significant damage to your property, leading to additional repairs and potential water contamination.
At Mowry Public Adjusting, we will thoroughly investigate and document all aspects of the damage, including fire, smoke, and water damage. We’ll ensure that your claim covers every loss and the full scope of repairs needed for restoration. Our team will work tirelessly to secure the compensation necessary to fully restore your home or business, handling the complexities of the claims process so you can focus on recovering and rebuilding.
Smoke Damage
Fire damage can cause a range of visible destruction, but it’s often the indirect damage from smoke that creates long-term issues. Smoke can infiltrate walls, ceilings, furniture, and personal belongings, leaving behind harmful residues and lingering odors. This kind of damage can affect the air quality and lead to health risks if not properly addressed. In addition, smoke can cause corrosion to electronics, appliances, and other materials that aren’t immediately visible.
If your insurance claim for fire or smoke damage has been classified as a partial loss, we will carefully document all forms of damage, including the often-overlooked indirect damage from smoke. Our team will fight to ensure your claim fully covers the necessary repairs and remediation, from cleaning and odor removal to replacing affected items, so you can restore your property to a safe and livable condition.
Business Interruption
When you’re a victim of damage to your business, you know the costs come in other forms than just the repairs. We can help you get the full claim amount to cover the loss of time and profits that can occur when a business is temporarily shuttered to repair damages.
Vandalism
Homeowners insurance typically covers damages from incidents like fire, water, and burglary, and it may also extend to cases of vandalism. Whether it’s broken windows, spray paint, or other forms of intentional damage to your property, vandalism-related damages can often be covered under your policy. When it’s time to file a claim for property damage due to vandalism, consult with us at Mowry Public Adjusting. We’ll ensure your claim is fully documented and advocate on your behalf to secure the highest possible payout for your coverage.
Personal Property (Contents) Insurance Claims
In the event of a covered loss due to incidents like fire or theft, personal property insurance can help compensate you for the belongings you’ve lost, such as electronics, furniture, and other valuables. However, many insurance claims overlook critical aspects like cleaning and packing out contents for restoration. At Mowry Public Adjusting, we ensure that these often-missed costs are included in your claim. We’ll work to secure the maximum compensation possible, not only for replacing your lost items but also for the cleaning and restoration of your contents, so you can move forward with peace of mind.
Hail Damage
Hail damage to your home is often unavoidable, and when it happens, you want to make sure you're fully covered. If you've been caught in a hailstorm, we’re here to help. At Mowry Public Adjusting, we’ll fight on your behalf to ensure you receive the best possible claim, so you can repair any damage to your property and get things back to normal as quickly as possible.
Roof Leaks
Many different sources can cause a roof leak, such as wind, hail, or fire damage. We want to provide you with public adjusting services that fight to get a claim that covers every aspect of the damage, including after-effects such as roof leaks.
Wind Damage
Wind can cause extensive damage to your home in a variety of ways, from impacting the roof and siding to breaking windows and even creating interior leaks. These leaks can lead to water damage inside your home, further complicating the situation. At Mowry Public Adjusting, we will meticulously document all damage, both exterior and interior, to ensure that no detail is overlooked.
We’ll be with you every step of the way throughout the entire claims process, advocating on your behalf to ensure you receive the full compensation you deserve. Our team will work tirelessly to help you address both the visible damage and the hidden issues caused by wind, ensuring that wind damage doesn’t turn into a long-term problem for your home.
Vehicle Hitting a Building
What happens if someone drives into your house? This is certainly a situation outside of your control, so if you should be unfortunate enough to have this happen, you want to be fully covered by insurance. We’ll work to get you an insurance claim settlement that accurately values what your property is worth, and the cost to repair it to its former glory.
Theft
If you’ve been a victim of theft, you want to ensure you receive the compensation necessary to replace what you’ve lost. You can count on the team at Mowry to fight for you.
Contact Mowry Public Adjusting
At Mowry Public Adjusting, our mission is to support you through property loss or damage, helping you get back to your life with the compensation you deserve. We work directly with your insurance company to ensure you receive the maximum possible compensation, always representing your interests—not those of the insurer. If you’re looking for a public adjuster who will fight for you, choose Mowry Public Adjusting in Arizona. Contact us today for a free claim review and let us help you get the settlement you’re entitled to.